Sunday, January 25, 2009

My apologies

I know this can be an excuse post on why when I post that I am starting my frugalness I have not done so.

I have had a personal emergency, I will be back as soon as I feel up to it. Right now I'll read and comment on your blogs.

Stay tuned though because when I start hopefully it will be good.

Tuesday, January 13, 2009

Purging and eating my way to frugality

So I'm working on finances, and part of that is budgeting and practicing frugality. It is a good thing I have been poor (and still am but not as poor) before and I know how to be frugal. This is nothing new to me.

So I decided one thing I need to work on is the food bill, while I still want to eat healthy (as that is a goal this year is to loose weight), I need to do that in an economical way.

Step 1: I will be using up everything I already have in the house and will not replace until I use all of these things, minus perishables like bread, milk, meat....

I have already used almost all of the meat so I will need to make a trip to the store soon. This will be hard not to buy some snack or another, or additional ingrediants to make things we enjoy.

After this I will go onto Step 2, which is meal planning, coupon cutting, freezing meals etc... As I journey through this I'll post some of the great meal finds in the grocery strike and some of the not so great meals too, so you all can read my progress.

Wish me luck!!

Sunday, January 11, 2009

Dental work, on the financial front

I have to say it felt so good that my $500 dental work on Friday was paid for by my flex spending card. I didn't have to worry where the money was coming from, its being paid weekly, tax free and worry free out of my check into that account. I put $2,000 into it this year for several reasons, I wanted to put $3,000 into it. Maybe next year I can.

Also this is one thing I can take out of the budget because anything that comes directly out of the paycheck isn't counted as income. I am needing to re-do my budget again anyway. Thanks to Jennifer at Lifestyle of a Divorced Single Mom and her budget spreadsheet things on the financial front are coming along. Pretty soon I may even have a savings account that has actual money in it. Who knows. All I do know is that is no longer a dream but a reality.