Saturday, February 7, 2009

The Good Life

So I can feel myself getting a wee bit depressed. What can I say a lot of stuff is going on that is affecting me negatively.

I should be using this blog to get that out, but for some reason I can't do that.

Instead I'm going to talk about the good.

My daughter brought home a 4.0 (all A's)... there surely was never a report card like that in my hands before I became a parent. HA!! I just didn't care about my grades like she does. So a big ole WTG Sabrina for a job well done.

I have a job, there is threat of layoffs in a year depending on if the customer renews our contract or not. It is looking like not. This is somewhat a good thing though because I can plan ahead. I can be in a better financial spot than I was in April of 2007 when I was laid off for over 6 months.
I'm excited about increasing my credit score, having an emergency fund for the first time ever, and generally not drowning in the financial torrent sea I have created. I have one big expense coming up but other than that the rest is saving money. If I don't get laid off then I can use some of the emergency fund to help pay off debt. Win, win all around right? I think so.

I have a list of things I have to do:
  • Re-do my budget that currently isn't working for me
  • Start a savings account which earns interest
  • Make a list of purchases that will reduce my bills and expenditures (odd I know but this will get covered in the new blog when I start it).

I am quitting smoking... again! You can't quit if you quit trying right?

Things with T are going smashingly well, we've had a small 'disagreement' or two but no arguments or fights since we met. He really is a great man! He has helped to get me through the hardest parts of my life I've had and he's been through it himself. It brought us a million times closer.

What is going on good for you all?

6 comments:

jeanie said...

You've got to acc-en-tuate the positives, hey?

Great news about your daughter and T.

oceankarma said...

ING Direct is a great place for a savings account. You link it to you checking, you can set up automatic transfers, and it takes a couple of days for your money to be available, so no more spontaneous purchases! Check it out.

Rachel said...

Good job Sabrina!
I get down too sometimes, but I have to remind myself that I have a good job and 2 healthy kids.

C Maisy said...

I came to your blog through Rachel!
I just want you to know that we all have shitty days and even months. It sound like you actually have a pretty good game plan.
I FINALLY quit smoking 7 months ago. It has to be one of my biggest accomplishments in my life. It actually has boosted my self-esteem. Smoking always made me feel icky. Now I am proud. Seriously, if I can do it so can you.
Sorry about my long comment. I just think you are so much like the rest of us.
Have a great day!!!!!

Kari said...

Thank you C Maisy! It's nice to know I'm just like everyone else.

I've quit smoking before, one time for like 2 years I can do it again. Plus I have a really good incentive this time, I'm going to visit my BFF and I don't want her to know I've been smoking again lol so shhhhh jeanie you can't tell her lol although I think she ventures this blog every now and again she is too busy right now to do so at the moment.

Jen, I am looking into ING Direct and a few others. I already have one at the credit union for my loan payments. My current checking account charges me for transfers so I need to check all of that out some. My ideas are, a spending account, a bill account, and a savings account. In the savings will be my emergency fund and the money that I put away for budgeting ie. car maintance, health care, gift purchases. My spending account will only have grocery money, entertainment money, and gas money. I think that for now that's what is best for me. My paycheck allows for deposit into 3 different accounts.

Ha this comment could have been a post it has gotten so long. C Maisy... you'll learn I'm long winded he hee!

jeanie said...

I won't if you won't Kari. Welcome to the "given up so many times now I hide my vice" clubrah