I Wish! Also, an Update to My 'Things to Do' List

I wish that my finances were fixed, so that I could look for a home. I have found several homes in my area all say they are liveable and all are under 60K for sale. I'm the type of person I want a home of my own so badly, that I don't care if nothing is the way I want it because most likely won't be and even after I have all debt paid and am finished with school and finish paying off student loans I still won't be able to afford exactly what I want (man what a run on sentance).

I wish I could get financing, man a loan that low would cost like 1/3 of my rent (even with taxes, insurance and a monthly payment to my savings for housing costs/repairs). Think of what I could do for my debt and finances with 2/3 rds of my income freed up. Of course I wouldn't need to do anything for my debt and finances if I was in a position that someone would approve me.

Oh well. Such is life I guess... although I'm really not feeling that right now as I type this. I really need to stop looking at houses, I can't help it, I can't stop dreaming about it.

Onto my last post and update

Today I applied for a new checking account at Fifth Third Bank, they have a really nice one for students. Now I need $50 extra bucks to open it. At which time I will close my account I have now, the totally online banking thing (I have an online bank not a bank with branches) isn't working for me. I'm waivering between opening an ING Direct savings or just using my Credit Union savings. I can only have 3 accounts money is deposited into through my direct deposit and really I need 4. I'm not good at moving the money myself... for various reasons.

My budget is a work in progress, I'm currently working it out still, I get frustrated a lot and cry a lot and start over a lot, its really never been a strong suit of mine. I need to figure out how much I need and forget how much I have and that includes all the things like entertainment, emergency fund, all those little things like a gift fund etc... then figure out how much I need after my paycheck and get creative. Dawn at Fighting Foreclosure has inspired me to that last bit.

I also started my new blog for all my financial stuff (just moments ago) I haven't come up with my introductory post yet or any of its contents either. Here it is though for when I do start How I Became a Fiscal Fussbudget