I got an award!

How cool is that? I think its pretty neat-o myself ;)

The rules for this award:Choose a minimum of 7 blogs that you find brilliant in content or design.Show the winners names and links on your blog, and leave a comment informing them that they were prized with “Honest Scrap.” There’s no prize, but they can keep the nifty icon.

List at least 10 honest things about yourself.

1. I can not stand a dirty bathroom, it will send me into much anxiety
2. I also (in the theme of the bathroom, I have a thing what can I say) can not stand absolutely EVER the bathroom fan being on at all for any reason
3. I watch 2 shows fairly reguraly Grey's and Desperate Houswives, I realize they are junk and I don't care
4. I'll try almost anything once
5. I have a not so nice pet name for my mom
6. I have changed my major in school a bazzillion times
7. I am rarely too hot, usually I am too cold and you can find me wrapped in a double fleece blanket at anytime with sweats and a sweatshirt on with an undershirt underneath of it
8. I loathe doing the dishes but love cleaning the bathroom
9. I have what my allergist calls phantom allergies and they come and go and I never know when or to what I'll react to, I have nasty life threatening reactions so it isn't fun
10. I freak out in every relationship I have ever had and usually have to be talked down from the "I'm running out of this things screaming" ledge thankfully I have good friends to do that for me

My 7 blog recommendations (please go visit them):

Jeanie in Paradise
Lifestyle of a Divorced Single Mom
Single Mom Seeking
The New Frugal Mom
Fabulous Financials
Fighting Foreclosure
Rich Single Momma

This was really hard, in reality these are blogs I frequent whenever I see a new post, all the blogs I read I love reading every single post so none more than others. I too wish I could list them all

I started my Chantix!

Let the quitting begin!

I started it yesterday, I hope it works as well as everyone says it does. I have to admit that I feel anxious since starting it, not sure if that is just me being anxious or if the pills do that. I do feel the most anxious about an hour or so after taking it so I think it might be the pills. I also feel a bit spacey *sigh*

Monday will be my last day smoking I'm excited and sad at the same time. There is nothing like the satisfaction I feel from taking a drag from my smoke I'm going to miss it I fear. I'm excited to save the money and my health.

I think I'll post through my journey of quitting smoking.

Anyone else quit? What is your experience? Any Chantix users?

My new blog is up

I decided not to host it anywhere yet and pay for hosting, although that may come later.

Here is my new financial blog: How I Became a Financial Fussbudget I made my first post yay!!

I'll work on a post to combine my financial posts from here or maybe just add the posts individually as I see fit.

Hope you enjoy!

Don't worry this blog I'll still be updating as well.

I Wish! Also, an Update to My 'Things to Do' List

I wish that my finances were fixed, so that I could look for a home. I have found several homes in my area all say they are liveable and all are under 60K for sale. I'm the type of person I want a home of my own so badly, that I don't care if nothing is the way I want it because most likely won't be and even after I have all debt paid and am finished with school and finish paying off student loans I still won't be able to afford exactly what I want (man what a run on sentance).

I wish I could get financing, man a loan that low would cost like 1/3 of my rent (even with taxes, insurance and a monthly payment to my savings for housing costs/repairs). Think of what I could do for my debt and finances with 2/3 rds of my income freed up. Of course I wouldn't need to do anything for my debt and finances if I was in a position that someone would approve me.

Oh well. Such is life I guess... although I'm really not feeling that right now as I type this. I really need to stop looking at houses, I can't help it, I can't stop dreaming about it.

Onto my last post and update

Today I applied for a new checking account at Fifth Third Bank, they have a really nice one for students. Now I need $50 extra bucks to open it. At which time I will close my account I have now, the totally online banking thing (I have an online bank not a bank with branches) isn't working for me. I'm waivering between opening an ING Direct savings or just using my Credit Union savings. I can only have 3 accounts money is deposited into through my direct deposit and really I need 4. I'm not good at moving the money myself... for various reasons.

My budget is a work in progress, I'm currently working it out still, I get frustrated a lot and cry a lot and start over a lot, its really never been a strong suit of mine. I need to figure out how much I need and forget how much I have and that includes all the things like entertainment, emergency fund, all those little things like a gift fund etc... then figure out how much I need after my paycheck and get creative. Dawn at Fighting Foreclosure has inspired me to that last bit.

I also started my new blog for all my financial stuff (just moments ago) I haven't come up with my introductory post yet or any of its contents either. Here it is though for when I do start How I Became a Fiscal Fussbudget

The Good Life

So I can feel myself getting a wee bit depressed. What can I say a lot of stuff is going on that is affecting me negatively.

I should be using this blog to get that out, but for some reason I can't do that.

Instead I'm going to talk about the good.

My daughter brought home a 4.0 (all A's)... there surely was never a report card like that in my hands before I became a parent. HA!! I just didn't care about my grades like she does. So a big ole WTG Sabrina for a job well done.

I have a job, there is threat of layoffs in a year depending on if the customer renews our contract or not. It is looking like not. This is somewhat a good thing though because I can plan ahead. I can be in a better financial spot than I was in April of 2007 when I was laid off for over 6 months.
I'm excited about increasing my credit score, having an emergency fund for the first time ever, and generally not drowning in the financial torrent sea I have created. I have one big expense coming up but other than that the rest is saving money. If I don't get laid off then I can use some of the emergency fund to help pay off debt. Win, win all around right? I think so.

I have a list of things I have to do:

• Re-do my budget that currently isn't working for me
• Start a savings account which earns interest
• Make a list of purchases that will reduce my bills and expenditures (odd I know but this will get covered in the new blog when I start it).

I am quitting smoking... again! You can't quit if you quit trying right?

Things with T are going smashingly well, we've had a small 'disagreement' or two but no arguments or fights since we met. He really is a great man! He has helped to get me through the hardest parts of my life I've had and he's been through it himself. It brought us a million times closer.

What is going on good for you all?

Can't even come up with a good title

I can't seem to bring myself to blog about my life but I did make a few decisions the past few weeks.

I learned about different financial schtuff and I decided to open a new blog on my road to financial whatevers. Not sure when I'll start it. I have loads and loads of posts in my head to start this particular blog but I need to come up with an intro. How weird that the intro is stumping me.

Don't worry I'll still keep up with this blog I just wanted to keep the two seperate. I guess right now though I'm just not ready to talk about things in my personal life. There is good stuff but the bad stuff has me blah!!! I do have a lot to be thankful for and this financial blog I'm going to start has me very excited and feeling in control of how some of the potentially bad stuff will turn out (like I might not have a job to come to in about a year... AGAIN!!). Giving up is NOT an option, it never is and boy am I learning what giving up does to everyone else in your life lately.

My apologies

I know this can be an excuse post on why when I post that I am starting my frugalness I have not done so.

I have had a personal emergency, I will be back as soon as I feel up to it. Right now I'll read and comment on your blogs.

Stay tuned though because when I start hopefully it will be good.