Purging and eating my way to frugality

So I'm working on finances, and part of that is budgeting and practicing frugality. It is a good thing I have been poor (and still am but not as poor) before and I know how to be frugal. This is nothing new to me.

So I decided one thing I need to work on is the food bill, while I still want to eat healthy (as that is a goal this year is to loose weight), I need to do that in an economical way.

Step 1: I will be using up everything I already have in the house and will not replace until I use all of these things, minus perishables like bread, milk, meat....

I have already used almost all of the meat so I will need to make a trip to the store soon. This will be hard not to buy some snack or another, or additional ingrediants to make things we enjoy.

After this I will go onto Step 2, which is meal planning, coupon cutting, freezing meals etc... As I journey through this I'll post some of the great meal finds in the grocery strike and some of the not so great meals too, so you all can read my progress.

Wish me luck!!

Dental work, on the financial front

I have to say it felt so good that my $500 dental work on Friday was paid for by my flex spending card. I didn't have to worry where the money was coming from, its being paid weekly, tax free and worry free out of my check into that account. I put $2,000 into it this year for several reasons, I wanted to put $3,000 into it. Maybe next year I can.

Also this is one thing I can take out of the budget because anything that comes directly out of the paycheck isn't counted as income. I am needing to re-do my budget again anyway. Thanks to Jennifer at Lifestyle of a Divorced Single Mom and her budget spreadsheet things on the financial front are coming along. Pretty soon I may even have a savings account that has actual money in it. Who knows. All I do know is that is no longer a dream but a reality.

Toothbrush Duty!!

A post on a board I recently joined reminded me about something I used to do with my daughter, Toothbrush Duty. Toothbrush duty is when you get in trouble and mom hands you a toothbrush and a gives you a job to clean.

Kiddo's mouth and attitude really stink lately and I've been pulling my hair out. Duh' toothbrush duty time has been needed for a long time here now. I need to get a little more creative though now that she is older. The toothbrush hung for far too long.

Do your kids respond to chores as their discipline? Really, she has a set of chores that I expect her to do when told and oddly enough she doesn't give me much lip about that. She may moan and groan and say 'but we just did that last week' (or yesterday, or whatever), as if it never needs to be done again. She really used to loathe toothbrush duty and I forget why it went away, maybe she got better and I got lazy after that dunno, but its coming back.

What do you do for the mouthiness? Further, does it work?

Flex Spending

One of the first orders of action of getting my life under control is taking care of myself. Since I now have a horrible health insurance plan I haven't been taking care of myself like I should. So I am investing quite a bit into my flex spending this year. Of course that includes off the top the $500 portion of my share of this years payments towards my kiddo's braces. It also includes a $500 temporary repair to my tooth until I can afford the permanent repair which is $3k and is not an option but can wait a tiny bit longer. So those are two planned expenses as it is, then my deductible is $400 another pretty much planned expense and then there is some unplanned money there too for rx's, co-pays (which are exorbitantly high) and other such things.

Now the money will be there without me having to do much to make sure it is. I just have it directly taken out of my check and put into flex spending. They give me a niffty little card I can use it without even having to worry about being reimbursed, me likey that.

More financial stuff to come but I figured I'd start a little blurb

Procrastination and happy holidays!

So I'm an expert at procrastination. It really is an art form, or a sport... whatev' I'm good at it.

Thus so I've been meaning to post some things that I haven't done so, some are in my dashboard, others (most of them) were in my head... all of which I've promptly forgotten.

One big thing is I think I'm going to finally start my financial portion of this blog. See I had every intention of making this blog my life but also having special spotlights on dating and finances (as mine are a mess and I've slowly been working at it). I figured those were two spots in my life that are always chaos and I could use the reflecting back and the discipline in finances and just the reflecting in the dating portion of my life. Since I found someone to be serious about it will mostly stick to finances I guess *shrugs* who knows what the future brings.

So I don't keep procrastinating on that portion of my blog I posted.

Oh, and yes... Happy Holidays, Merry Christmas, Happy New Year. I will be working but I hope you all enjoy yours!

ETA: Oh, and yes... I have not forgotten the meme Jeanie ;)

She likes a boy

she won't tell me much but his name. I won't share though.

Darn kid told me she'd tell me a little each day because she's embarrassed about it.

I wanna know all about this boy.

I think I hate middle school now!

I really do have the best daughter ever!

I have to brag about Sabrina, she is really the best kid ever. Those of us in tween hell will appreciate that this is a rare occurance, because while we love our kids, sometimes it is really, really (no I mean really) hard to like them. I think they do stuff like this to keep from being killed before they turn 18. Whatever it is she is saved from tweenicide for now.

Something must be right about the parenting she receives.

I'm sick, sick as a dog. It was 'just a cold' that moved to what is likely a sinus infection. This will likely move to bronchitis because I will not make time to see a doctor and it will spiral. Also I'm miserable and I don't wanna go. I'm done with the sickness (ha like that spin?) ewwww wha wha haha. Okay I'm done being dorky and being all ADD getting all side tracked (oh... look a kitty).

Okay, in all seriousness. My kid is awsome.

Yesterday was her second time staying home alone while I worked. She did everything asked of her, she cleaned the living room and did the dishes and showered. YAY!! She went above and beyond that though too, she ran the vacuum in the living room, and made the bed. She finished all of her homework while I was at work all before turning on the television or the Wii.

I get home, and I make dinner. I force my sick self to eat. I promptly get sick. Kiddo calls her step-mom to come and get her as I'm supposed to be dropping her off there. Step-mom agrees but asks if 8pm is too late, no, no it isn't. All the while Sabrina is bringing me blankets, and hot cider, cleaning up dinner and the dishes, and taking care of her sick ole' mom. I'm wondering where my kid is but I won't ask for fear that the aliens might take her back, so I enjoy it.

Step-mom picks my daughter up and they go on their merry way. Sabrina must have told her step-mom how sick I was because about 10 mins later in comes Sabrina again with Vernors (ginger-ale for non-Michiganders) for my sick self. This is super cool because I asked my mom to bring me some and she refused, Sabrina had wanted to take her bike in the snowy cold rain and get me some but I said no.

I must be some kind of sick to get this kind of treatment. Normally if I am not feeling well she rolls her eyes at me and huffs and puffs if I so much as ask her to clean up her own plates, or bring the kleenex. This she did mostly all on her own. Either that or meebee its the impending holidays and the fact that she knows mom is Santa now so she wants the good gifts. Nawww she's a good kid, but this isn't normal for her and it was a nice surprise.